Florida Life Insurance


A key ingredient in any comprehensive financial plan includes an analysis and assessment of our client’s risks, protection of assets, and their corresponding insurance coverages.

Life insurance is generally thought of as an income replacement for loved ones upon an individual’s death. However, in our capacity as complete and total financial advisors, we have to address all tax and financial needs as well.  We will therefore also consider the process of estate planning and liquidity, business planning such as key man coverage and death of a shareholder, cash accumulation, wealth transfer, and wealth replacement for charitable intents.  In addition, we will also advise on managing our client’s specific long term care, disability, personal liability and asset protection risks.

Because we recognize the integral role that insurance plays in the protection of our client’s financial assets, we work in concert with them towards accumulating and preserving their wealth, their financial interests, succession planning and transfer.

As with our investment management approach, we are not associated with any one particular insurance company or insurance provider. We instead have the resources to screen a large number of carriers to provide insurance solutions best suited for our clients.  We are able to deliver access to a broad range of affordable Life, Long Term Care, and Disability products from a number of the top rated and financially sound insurers.